Latest news on Ripple (XRP), covering Ripple Labs, Ripple tokens, XRP news, XRP price, XRP ETFs, the XRP Ledger (XRPL), RLUSD, Ripple Prime, Ripple payments, SEC regulation, Chris Larsen, Brad Garlinghouse, David Schwartz, Evernorth, Bitcoin and other cryptocurrencies, virtual currency and crypto markets.
Ripple is a San Francisco company, founded in 2012, that builds payments, custody and stablecoin technology for banks and businesses. It is built around the XRP Ledger, an open-source blockchain, and XRP, the digital asset that runs on it, which some readers still call Ripple tokens. The company and the token are separate, although news about one often moves the other.
The main use case is faster, cheaper cross-border payments. Ripple also issues RLUSD, a dollar stablecoin, and has grown through acquisitions, including the prime broker Hidden Road, now Ripple Prime, and the corporate treasury firm GTreasury. It has also won US federal approval to set up a national trust bank, and tokenisation of real-world assets is a stated focus.
Regulation has shaped the story. In 2023 a US court ruled in the SEC case that Ripple's programmatic XRP sales on public exchanges were not securities, while sales to institutional investors were. Both sides dropped their appeals in 2025, leaving that ruling in place, and XRP exchange-traded funds have since launched in the US. Whether crypto firms should hold national bank charters remains a live debate.
Co-founder Chris Larsen and chief executive Brad Garlinghouse are the company's best-known voices, and David Schwartz, a co-creator of the XRP Ledger, is a familiar name in the community. A loyal group of holders, often called the XRP Army, follows each announcement closely. Ripple-backed Evernorth, a company set up to hold XRP as a treasury asset, is part of that wider ecosystem.
The XRP Ledger was first developed in 2011 by Schwartz, Jed McCaleb and Arthur Britto, and the company that became Ripple followed in 2012. Larsen handed the chief executive role to Garlinghouse at the start of 2017. Critics have long questioned how much XRP Ripple and its founders control, and the crypto market remains volatile, with Bitcoin and wider cryptocurrency swings often moving XRP too.
Our NewsNow Ripple feed collects the latest Ripple news and XRP news from reliable sources: RLUSD and stablecoin developments, Ripple Prime and partnerships, SEC and regulatory updates, XRP Ledger upgrades, XRP ETFs, XRP price moves and wider cryptocurrency news, updated continuously so you can stay informed in one place.